Money questions

The first question i ask was Will you ask for a loan? He answered that he wont because he dont like to be debt.The second question was if we was keeping his money for something and he answered that he is keeping money for his travel to United states for six months because he is going for internationalization. The last question was if what he splugers things and he said that he splurges in books that he love and he cant control him, he adviced us that we should not get a credit card because anybody knows how to control it.

REFLEXION
This exercise helped me either how to talk with noun clauses but also helped me to know what advantages and disadvantages does paying with cash and paying with a loan or credit card has each other, its the moment to know that things because in a few months or years it won´t be as helpful than today.